The most common decision Central Florida homeowners face. Here's how they compare on a typical 2,000 sq ft home.
| Architectural shingle | Standing-seam metal | |
|---|---|---|
| Typical cost (2,000 sq ft) | $9,200–$17,000 | $21,400–$35,000 |
| Florida lifespan | 18–25 years | 40–60 years |
| Wind rating | 130–150+ mph (installed to spec) | Highest of any residential roof |
| Workmanship warranty (Matata) | 5 years | 10 years |
| Deposit (Matata) | 10% | 50% |
| Energy | Moderate; lighter colors help | Reflective; lower attic heat |
| Repairs | Easy, inexpensive | Fewer needed; specialized |
Staying fewer than ~15 years or working with a tight budget? Shingles. Staying long-term, near the coast, or want the best hurricane performance? Standing-seam metal.
For long-term owners, usually yes — one metal roof can outlast two shingle roofs.
Many carriers favor newer roofs of any type. Metal's longer life can delay roof-age insurance issues.