Tile lasts longer; shingles cost far less. Here's the side-by-side.
| Architectural shingle | Concrete tile | |
|---|---|---|
| Typical cost (2,000 sq ft) | $9,200–$17,000 | $26,800–$43,000 |
| Lifespan | 18–25 years | 50+ years tile; underlayment ~20–25 |
| Workmanship warranty (Matata) | 5 years | 10 years |
| Deposit (Matata) | 10% | 50% |
| Storm repair | Fast and inexpensive | Tile matching can be hard |
Shingles for value and easy claims; tile for long life and Mediterranean styling.
Often yes, if your HOA allows it. It's one of the most common ways to cut re-roof cost.